Buying a home in Colorado

Our goal is to provide our home buyers with friendly, knowledgeable and personal service. Our Realtors are highly trained and experienced in assisting buyers in a wide variety of purchases, from HUD homes, foreclosures, short sales, new construction, as well as your standard listing. Our experienced agents specialize in the purchase of property through VA, FHA and Conventional Loan products, Self-Directed IRA's, and when applicable, through the use of Reverse Mortgages. Whether your are looking to buy a primary residence, invest in fix & flips or fix & holds through your IRA, or use a Reverse Mortgage to purchase a home without making monthly mortgage payments, we can help guide you through the process. Our real estate agents have a comprehensive understanding of the various neighborhoods and market conditions within those areas and enthusiastically relay that knowledge and expertise to their buyers, making the buying experience a pleasant and informative one. We understand that this may be the most expensive purchase you ever make in your lifetime and we here at Sterling strive to make it a safe and effective purchase.

Rates are down over 1.0% from their highs of 8% and inventory has been on the rise for well over two years now. For Buyers, things have changed dramatically since March 31, 2022, when they had to give up nearly all their inspection and appraisal rights, just to get an offer accepted, not to mention paying 10% over asking! The September 2024 housing market in Denver is reflective of national trends. With interest rates still in the upper 6%’s or low 7%’s, consumer sentiment towards home buying was at a record low with only 14% believing it’s a good time to buy. In the Metro area, not only are buyers dealing with rising interest rates, they are also dealing with much higher homeowner’s insurance costs as well as property taxes. The affordability factors are real, especially with other inflationary pressures on just about everything else the consumer needs to purchase. Overall, the Denver Metro housing market is definitely transitioning towards a more balanced market, with it trending towards a definite Buyer's market. While buyer activity remains healthy, in the upper and lower price points, the significant rise in inventory suggests a potential cooling off period for the previously seller-dominant market. Interest rates did drop slightly in August and the first part of September, but have steadily inched up as the 2024 election nears. If you are ready to purchase a new home, contact any one of the experienced Realtors at Sterling Real Estate to help guide you through the complicated and competitive home buying process.

Sterling Real Estate Group and all of our real estate agents want to welcome you to our fabulous city of Denver, Colorado, one of the country's most enviable places to live and work. Whether you are looking for panoramic views of the majestic Rocky Mountains, the nation's largest public park system, or 300 days of sunshine a year, Denver and her surrounding communities is the place for you. If you are relocating to the Denver area and looking for a new home, we hope you'll find this site both informative and helpful. Start your search with our real estate searches to find your perfect home and when you are ready, please feel free to call or email if you have any questions or would like to see any of the fabulous homes available!